Welcome to First Founders LLC. We are your one stop source for all of your personal and commercial insurance essentials.  We are an Independent Insurance Agency, which means we find the best products and rates available. 

Our main office is located in the historical community of Coldspring.  There you can stop in and meet our exceptional Branch Manager, Jennifer McGaugh Chaney.  She has over 12years of experience in the insurance industry and serves our customers throughout the state of Texas. At First Founders.

In the Harris County area we have two experienced Commercial lines agents.  Shannon Veeder can help you with all of your Property, Liability and Workers Comp needs, while Cesar Rucoba excels on the Commercial Auto side!

First Founders Agency Owner, Lacie Smith has been specializing in meeting both Personal and Business insurance needs for over 16 years.  She prides herself in finding the right insurance protection you need. We offer all types of Insurance coverages to our clients in Texas including: 

Auto, Homeowners, Motorcycle, Boat, Watercraft, Farm & Ranch, Tractor, RV, Classic Car, Commercial Trucks, Welders, Renters, ATVs, Umbrella, General Liability, Business, Life, etc.

We are so proud to offer several carriers that are "A" & "A+" Rated with AM Best! 

Send  one of our experienced staff a request for an insurance quote or give us a

Call Today!



We look forward to meeting you.  Please stop in for a fresh cup of coffee and say hello soon.

​We are an Independent Insurance Agency, which means we represent many different insurance companies so that we are able to find the right insurance products for you. Our goal is to provide you with the insurance you need at the lowest possible price, while providing you with outstanding customer service.  Let us help you with all of your personal and commercial insurance needs at First Founders!

Independent Agent vs. Captive Agent

An Independent Agent can obtain insurance quotes from a variety of insurance companies to give their clients the best coverage and cost available.  In the event an insurance company was to cancel or refuse to renew a policy, the Independent Agent can look for the exact same coverage with another carrier without the client having to find another agent.
A Captive Agent is a person who represents only one insurance company and is restricted by agreement from submitting business to any other company unless it is first rejected by the agent's captive company. Therefore, they are restricted.