Insuring Home | Auto | Commercial | Flood | Farm and Ranch | Boats and RV

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Meet the First Founders Team

Our office is located in the historic community of Coldspring. Feel free to stop in and meet our friendly, knowledgeable staff!


Lacie Smith

Agency Owner, Lacie Smith, has been in the insurance industry for over 21yrs. She is a strong planner and problem solver.  She is always seeking new ways to help meet client needs.


Christina Mallett

Multi-line Agent, Christina Mallett, has exceeded expectations in her 3 years of experience.  She enjoys trying to find new carriers to save clients premium without compromising coverage options! 


Jennifer McGaugh

Office Manager, Jennifer McGaugh, has been serving in the insurance field for over 15yrs.  She strives to assist each client in achieving their insurance goals.


Riley Smith

Multi-line Agent, Riley Smith, has shown that exceeding client’s expectations is top priority. He specializes in electronic and afterhours clients in order to provide greater accessibility.



Liability - Collision - Comprehensive

Find Discounts, Switch and Save!



Affordable Homeowners Insurance 

We Compare Companies and Bring You the Best!



Boats - RVs - ATVs

Be Protected while Having Fun!



Commercial Insurance is a Must

Make sure you are Protected.

Keeping Promises One Client at a Time

" You just can not beat the dedication and service from these ladies. Always on top of things!!! Keep it up!!!! "Robby Koon

" Where you are not just a client you are part of the First Founders family. Knowledgeable and professional. I would highly recommend the First Founders team for all of your insurance needs!!! "Ian Gunter

" I was referred to First Founders by several friends and I was very impressed! The customer service is superb and the rates are very reasonable, Lacie and everyone in the office went above and beyond and that is very important these days. I will highly recommend First Founders Insurance to anyone looking for Insurance. Keep up the great work! "Jameelah Uthman

Call 713.895.0000 Today

Independent Agent vs. Captive Agent

An Independent Agent can obtain insurance quotes from a variety of insurance companies to give their clients the best coverage and cost available. In the event an insurance company was to cancel or refuse to renew a policy, the Independent Agent can look for the exact same coverage with another carrier without the client having to find another agent.


A Captive Agent is a person who represents only one insurance company and is restricted by agreement from submitting business to any other company unless it is first rejected by the agent's captive company. Therefore, they are restricted.

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