Insuring Home | Auto | Commercial | Flood | Farm and Ranch | Boats and RV

HOMEOWNERS Insurance

The coverage you have depends on the policy you have. There are many options, including: Basic (Good), Broad (Better), Special Forms (Best). All homeowners are package policies. You get a set of coverages rolled into your policy for one total premium. They include coverage on your home, contents and liability protection. There is no better way to understand your homeowner policy than to review it with your agent. We suggest you look over your current policy and find the sections that correspond to the following explanations:

A typical policy will include:

  1. Declaration Page- declares who, what and how much you are insuring, along with effective and expiration dates.
  2. The Policy Booklet- details of coverage and exclusions.
  3. Endorsements- separate pages, usually with endorsement numbers, that change specific parts of the policy.

To keep the cost of insurance down, your policy may have limits on certain items, such as:

  • Cash- $100
  • Jewelry- $1,000
  • Firearms- $2,500

If you feel you don't have enough coverage, please contact us. We can quote the policy to increase those limits.

Auto

Auto

Liability - Collision - Comprehensive

Find Discounts, Switch and Save!

Home

Home

Affordable Homeowners Insurance 

We Compare Companies and Bring You the Best!

Boats/RV

Recreational

Boats - RVs - ATVs

Be Protected while Having Fun!

Business

Business

Commercial Insurance is a Must

Make sure you are Protected.

Keeping Promises One Client at a Time

"First Founders Insurance Agency is a solid agency at an affordable price. They beat my current rates, and their customer service is outstanding. Lacie and her team goes the extra mile to make sure you have the right amount of coverage for your situation. I highly recommend First Founders Insurance to all my friends and family."

–Ashton

"I was referred to First Founders by several friends and I was very impressed! The customer service is superb and the rates are very reasonable, Lacie and everyone in the office went above and beyond and that is very important these days. I will highly recommend First Founders Insurance to anyone looking for Insurance. Keep up the great work!"

–Jameelah Uthman

"You just can not beat the dedication and service from these ladies. Always on top of things!!! Keep it up!!!!"

–Robby Koon

Call 713.895.0000 Today

Independent Agent vs. Captive Agent

​​An Independent Agent can obtain insurance quotes from a variety of insurance companies to give their clients the best coverage and cost available. In the event an insurance company was to cancel or refuse to renew a policy, the Independent Agent can look for the exact same coverage with another carrier without the client having to find another agent.

VS.

A Captive Agent is a person who represents only one insurance company and is restricted by agreement from submitting business to any other company unless it is first rejected by the agent's captive company. Therefore, they are restricted.

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