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HOMEOWNERS Insurance
The coverage you have depends on the policy you have. There are many options, including: Basic (Good), Broad (Better), Special Forms (Best). All homeowners are package policies. You get a set of coverages rolled into your policy for one total premium. They include coverage on your home, contents and liability protection. There is no better way to understand your homeowner policy than to review it with your agent. We suggest you look over your current policy and find the sections that correspond to the following explanations:
A typical policy will include:
- Declaration Page- declares who, what and how much you are insuring, along with effective and expiration dates.
- The Policy Booklet- details of coverage and exclusions.
- Endorsements- separate pages, usually with endorsement numbers, that change specific parts of the policy.
To keep the cost of insurance down, your policy may have limits on certain items, such as:
- Cash- $100
- Jewelry- $1,000
- Firearms- $2,500
If you feel you don't have enough coverage, please contact us. We can quote the policy to increase those limits.
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" You just can not beat the dedication and service from these ladies. Always on top of things!!! Keep it up!!!! "Robby Koon
" The response time from First Founders is exceptional as well as the cost savings that I received. I only wish that I would have met Lacie sooner. "Al Elizondo
" They are the best agents you could ever work with! They go beyond anyone I’ve ever had, checking to save you money. Keeping up with your insurance needs. I cannot praise them enough! They are the best. "Barbara Street
First Founders Insurance
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