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Life Insurance

Life insurance is one of the imperative protections for your family's future. Because life insurance may impact other insurance and investment decisions, you need someone who truly understands the nuances associated with different policies and what this means for your financial protection.

Not sure how much life insurance you need? Our experienced staff will look at your household situation and what it will take to maintain your family's standard of living in the face of lost income and personal tragedy. There are three potential policy types: term, whole, and universal. With patience and clarity, we will help you understand what these policies mean for you and your family.

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"You just can not beat the dedication and service from these ladies. Always on top of things!!! Keep it up!!!!Robby Koon"

"The response time from First Founders is exceptional as well as the cost savings that I received. I only wish that I would have met Lacie sooner.Al Elizondo"

"They are the best agents you could ever work with! They go beyond anyone I’ve ever had, checking to save you money. Keeping up with your insurance needs. I cannot praise them enough! They are the best.Barbara Street"

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Independent Agent vs. Captive Agent

An Independent Agent can obtain insurance quotes from a variety of insurance companies to give their clients the best coverage and cost available. In the event an insurance company was to cancel or refuse to renew a policy, the Independent Agent can look for the exact same coverage with another carrier without the client having to find another agent.

VS.

A Captive Agent is a person who represents only one insurance company and is restricted by agreement from submitting business to any other company unless it is first rejected by the agent's captive company. Therefore, they are restricted.

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